Preseason rating = last season's SP+ regressed toward the mean, nudged by returning production, recruited talent and recruiting-class strength — the weights LEARNED from 10 seasons by walk-forward, not guessed. Win totals are a Poisson-binomial over the real schedule; game randomness and rating uncertainty are both folded in.
Returning-production and preseason SP+/FPI for 2026 publish in late summer. Until then this regresses 2025 final ratings toward the mean — it will sharpen automatically when those inputs land. Honest by design: every number ships with a range, never false precision.
We tested recruiting-class strength and transfer-portal movement on top of the base (last-year rating + returning production + talent). Recruiting IMPROVED the backtest (8.06→7.90 rating RMSE) and is included; the transfer portal did NOT add signal beyond talent + recruiting (8.07 RMSE) and is honestly left out.
| Feature set tested | Corr | RMSE |
|---|---|---|
| base (carry+ret+talent) | 0.785 | 8.06 |
| + recruiting ✓ chosen | 0.793 | 7.90 |
| + portal | 0.784 | 8.07 |
| + recruiting + portal | 0.792 | 7.91 |
| # | Team | Outlook | Rating | Projected wins | Proj | '25 SP+ |
|---|---|---|---|---|---|---|
| 1 | Indiana | Top-25 / NY6 caliber | +17.5±7.9 | 8 11 | 9.6 | +32.4 |
| 2 | Ohio State | Top-25 / NY6 caliber | +16.1±7.9 | 7 10 | 8.8 | +30.1 |
| 3 | Texas Tech | Playoff contender | +14.5±7.9 | 9 11 | 10.2 | +27.6 |
| 4 | Oregon | Top-25 / NY6 caliber | +13.5±7.9 | 8 10 | 9 | +25.9 |
| 5 | Notre Dame | Top-25 / NY6 caliber | +12.5±7.9 | 8 11 | 9.6 | +24.4 |
| 6 | Georgia | Bowl team | +12.4±7.9 | 7 10 | 8.3 | +24.1 |
| 7 | Ole Miss | Bowl team | +12.3±7.9 | 7 10 | 8.4 | +24 |
| 8 | Utah | Top-25 / NY6 caliber | +11.2±7.9 | 7 10 | 9 | +22.2 |
| 9 | Miami | Top-25 / NY6 caliber | +10.2±7.9 | 8 10 | 9.1 | +20.7 |
| 10 | Texas A&M | Bowl team | +10.2±7.9 | 7 10 | 8.2 | +20.7 |
| 11 | Vanderbilt | Bowl team | +10±7.9 | 7 10 | 8.1 | +20.3 |
| 12 | Iowa | Bowl team | +9.6±7.9 | 7 10 | 8.3 | +19.7 |
| 13 | Oklahoma | Bowl team | +8.8±7.9 | 6 9 | 7.4 | +18.3 |
| 14 | Washington | Bowl team | +8.8±7.9 | 6 9 | 7.7 | +18.4 |
| 15 | Penn State | Top-25 / NY6 caliber | +8.6±7.9 | 7 10 | 8.4 | +18.1 |
| 16 | USC | Bowl team | +7.9±7.9 | 6 9 | 7.4 | +16.9 |
| 17 | Texas | Bowl team | +7.5±7.9 | 5 8 | 6.7 | +16.2 |
| 18 | BYU | Bowl team | +7.3±7.9 | 6 9 | 7.8 | +15.9 |
| 19 | Tennessee | Bowl team | +6.7±7.9 | 6 9 | 7.2 | +15 |
| 20 | Alabama | Bowl team | +6.6±7.9 | 5 9 | 7 | +14.8 |
| 21 | Missouri | Bowl team | +6.3±7.9 | 5 9 | 7.1 | +14.4 |
| 22 | North Texas | Top-25 / NY6 caliber | +6±7.9 | 7 10 | 8.4 | +13.8 |
| 23 | SMU | Bowl team | +5.7±7.9 | 7 10 | 8.3 | +13.4 |
| 24 | Illinois | Bowl team | +5.4±7.9 | 6 9 | 7.6 | +12.9 |
| 25 | Louisville | Bowl team | +5.1±7.9 | 6 9 | 7.7 | +12.4 |
| 26 | Michigan | Bubble | +5.1±7.9 | 5 8 | 6.6 | +12.4 |
| 27 | James Madison | Top-25 / NY6 caliber | +5±7.9 | 7 10 | 8.9 | +12.3 |
| 28 | Arizona | Bowl team | +4.8±7.9 | 6 9 | 7.2 | +12 |
| 29 | South Florida | Top-25 / NY6 caliber | +4.6±7.9 | 7 10 | 8.6 | +11.6 |
| 30 | Auburn | Bowl team | +4.6±7.9 | 5 8 | 6.6 | +11.6 |
| 31 | Virginia | Bowl team | +4.3±7.9 | 7 10 | 8.3 | +11.1 |
| 32 | LSU | Bubble | +3.8±7.9 | 5 8 | 6.4 | +10.3 |
| 33 | Iowa State | Bowl team | +3.5±7.9 | 6 9 | 7.3 | +9.9 |
| 34 | Clemson | Bowl team | +3.3±7.9 | 6 9 | 7.6 | +9.5 |
| 35 | Georgia Tech | Bowl team | +3.2±7.9 | 6 9 | 7.3 | +9.3 |
| 36 | TCU | Bowl team | +2.6±7.9 | 5 9 | 6.9 | +8.3 |
| 37 | Pittsburgh | Bowl team | +2.6±7.9 | 6 9 | 7.7 | +8.4 |
| 38 | East Carolina | Bowl team | +2.4±7.9 | 6 10 | 8 | +8 |
| 39 | Memphis | Bowl team | +2.1±7.9 | 6 9 | 7.6 | +7.6 |
| 40 | Houston | Bowl team | +2±7.9 | 6 9 | 7.4 | +7.4 |
| 41 | Florida State | Bubble | +1.9±7.9 | 5 8 | 6.6 | +7.2 |
| 42 | Kansas State | Bowl team | +1.7±7.9 | 5 9 | 7 | +7 |
| 43 | San Diego State | Bowl team | +1.6±7.9 | 5 9 | 7 | +6.7 |
| 44 | Duke | Bowl team | +1.5±7.9 | 5 8 | 6.6 | +6.6 |
| 45 | Tulane | Bowl team | +1.3±7.9 | 6 9 | 7.2 | +6.3 |
| 46 | Navy | Bowl team | +1.2±7.9 | 6 9 | 7.5 | +6.2 |
| 47 | Nebraska | Bubble | +1.2±7.9 | 4 7 | 5.9 | +6.2 |
| 48 | Toledo | Top-25 / NY6 caliber | +1.1±7.9 | 7 10 | 8.9 | +6 |
| 49 | Old Dominion | Bowl team | +1.1±7.9 | 6 10 | 8 | +5.9 |
| 50 | South Carolina | Bubble | +1.1±7.9 | 4 8 | 6 | +5.9 |
| 51 | Northwestern | Bubble | +1±7.9 | 4 7 | 5.9 | +5.8 |
| 52 | Wake Forest | Bowl team | +0.9±7.9 | 5 8 | 6.6 | +5.7 |
| 53 | Arkansas | Bubble | +0.6±7.9 | 4 7 | 5.3 | +5.1 |
| 54 | UConn | Bowl team | +0.6±7.9 | 6 10 | 8 | +5.1 |
| 55 | NC State | Bowl team | +0.4±7.9 | 5 9 | 7 | +4.8 |
| 56 | Cincinnati | Bubble | +0.2±7.9 | 5 8 | 6.2 | +4.5 |
| 57 | UNLV | Bowl team | +0.1±7.9 | 6 9 | 7.7 | +4.3 |
| 58 | Kansas | Bowl team | -0.1±7.9 | 5 8 | 6.6 | +4.1 |
| 59 | Mississippi State | Bubble | -0.1±7.9 | 4 7 | 5.5 | +4.1 |
| 60 | Arizona State | Bubble | -0.2±7.9 | 5 8 | 6.2 | +3.9 |
| 61 | Washington State | Bowl team | -0.2±7.9 | 5 8 | 6.1 | +3.8 |
| 62 | UTSA | Bowl team | -0.3±7.9 | 5 9 | 7 | +3.7 |
| 63 | Florida | Bubble | -0.4±7.9 | 4 7 | 5.2 | +3.5 |
| 64 | Boise State | Bowl team | -0.7±7.9 | 5 8 | 6.2 | +3.1 |
| 65 | Texas State | Bowl team | -1.2±7.9 | 5 8 | 6.2 | +2.3 |
| 66 | Fresno State | Bowl team | -1.5±7.9 | 5 8 | 6.4 | +1.8 |
| 67 | Kentucky | Bubble | -1.5±7.9 | 4 7 | 5.2 | +1.8 |
| 68 | Hawai'i | Bowl team | -1.5±7.9 | 7 10 | 8.2 | +1.7 |
| 69 | Western Kentucky | Bowl team | -1.6±7.9 | 6 9 | 7.4 | +1.6 |
| 70 | Minnesota | Bubble | -1.7±7.9 | 4 7 | 5.8 | +1.5 |
| 71 | Baylor | Bubble | -1.7±7.9 | 4 7 | 5.6 | +1.4 |
| 72 | Rutgers | Bubble | -2±7.9 | 4 8 | 6.1 | +1 |
| 73 | New Mexico | Bowl team | -2±7.9 | 6 9 | 7.7 | +0.9 |
| 74 | Army | Bowl team | -2.1±7.9 | 5 8 | 6.6 | +0.8 |
| 75 | Maryland | Bubble | -2.2±7.9 | 4 7 | 5.9 | +0.6 |
| 76 | UCF | Bubble | -3.3±7.9 | 4 8 | 6.1 | -1.2 |
| 77 | Louisiana Tech | Bowl team | -3.4±7.9 | 5 9 | 7 | -1.3 |
| 78 | Western Michigan | Bowl team | -3.5±7.9 | 6 9 | 7.2 | -1.4 |
| 79 | Utah State | Bubble | -4.5±7.9 | 4 7 | 5.2 | -3.1 |
| 80 | California | Bubble | -4.6±7.9 | 4 8 | 5.9 | -3.2 |
| 81 | Air Force | Bowl team | -4.6±7.9 | 6 9 | 7.1 | -3.2 |
| 82 | Michigan State | Rebuild | -4.7±7.9 | 3 6 | 4.5 | -3.4 |
| 83 | Miami (OH) | Bowl team | -4.7±7.9 | 5 9 | 7 | -3.4 |
| 84 | Ohio | Bowl team | -5.1±7.9 | 6 9 | 7.4 | -4 |
| 85 | Wisconsin | Bubble | -5.3±7.9 | 4 7 | 5.3 | -4.4 |
| 86 | Marshall | Bowl team | -5.4±7.9 | 5 8 | 6.9 | -4.5 |
| 87 | Troy | Bowl team | -5.6±7.9 | 5 8 | 6.7 | -4.8 |
| 88 | Temple | Bubble | -5.8±7.9 | 4 7 | 5.7 | -5.1 |
| 89 | Kennesaw State | Bowl team | -6±7.9 | 5 9 | 7 | -5.4 |
| 90 | Purdue | Rebuild | -6.4±7.9 | 3 6 | 4.3 | -6.1 |
| 91 | North Carolina | Rebuild | -6.7±7.9 | 3 6 | 4.3 | -6.6 |
| 92 | Jacksonville State | Bowl team | -6.8±7.9 | 6 9 | 7.3 | -6.7 |
| 93 | West Virginia | Rebuild | -6.8±7.9 | 3 6 | 4.7 | -6.8 |
| 94 | Southern Miss | Bubble | -7±7.9 | 4 7 | 5.6 | -7.1 |
| 95 | Buffalo | Bowl team | -7.3±7.9 | 5 8 | 6.9 | -7.5 |
| 96 | Colorado | Rebuild | -7.8±7.9 | 3 6 | 4.3 | -8.3 |
| 97 | Boston College | Rebuild | -7.9±7.9 | 3 6 | 4.4 | -8.5 |
| 98 | UCLA | Rebuild | -8±7.9 | 3 6 | 4.3 | -8.7 |
| 99 | Florida Atlantic | Bubble | -8±7.9 | 4 7 | 5.3 | -8.7 |
| 100 | Arkansas State | Bubble | -8.1±7.9 | 5 8 | 6.2 | -8.8 |
| 101 | Central Michigan | Bubble | -8.1±7.9 | 5 8 | 6.4 | -8.8 |
| 102 | Liberty | Bowl team | -8.2±7.9 | 5 8 | 6.7 | -9 |
| 103 | Georgia Southern | Bubble | -8.4±7.9 | 4 7 | 5.5 | -9.4 |
| 104 | Tulsa | Bubble | -8.8±7.9 | 4 7 | 5.7 | -10 |
| 105 | Louisiana | Bubble | -8.9±7.9 | 5 8 | 6.6 | -10.1 |
| 106 | Virginia Tech | Rebuild | -8.9±7.9 | 3 6 | 4.3 | -10.1 |
| 107 | Florida International | Bubble | -9.1±7.9 | 5 8 | 6.3 | -10.5 |
| 108 | Missouri State | Bubble | -9.2±7.9 | 4 7 | 5.6 | -10.7 |
| 109 | Delaware | Bubble | -9.4±7.9 | 4 7 | 5.6 | -10.9 |
| 110 | Wyoming | Bubble | -9.6±7.9 | 4 8 | 6 | -11.3 |
| 111 | App State | Bubble | -9.7±7.9 | 4 7 | 5.8 | -11.4 |
| 112 | Stanford | Rebuild | -9.9±7.9 | 2 5 | 3.7 | -11.8 |
| 113 | Bowling Green | Bubble | -10.4±7.9 | 4 7 | 5.8 | -12.6 |
| 114 | South Alabama | Bubble | -10.5±7.9 | 4 7 | 5.4 | -12.7 |
| 115 | Syracuse | Rebuild | -10.7±7.9 | 2 5 | 3.7 | -13.1 |
| 116 | Nevada | Bubble | -10.9±7.9 | 4 7 | 5.8 | -13.4 |
| 117 | Akron | Bubble | -11.2±7.9 | 4 7 | 5.4 | -13.9 |
| 118 | San José State | Bubble | -11.5±7.9 | 4 8 | 5.8 | -14.3 |
| 119 | Eastern Michigan | Bubble | -11.7±7.9 | 4 8 | 5.9 | -14.7 |
| 120 | Rice | Rebuild | -11.8±7.9 | 2 6 | 4 | -14.8 |
| 121 | Oklahoma State | Rebuild | -12±7.9 | 2 5 | 3.7 | -15.1 |
| 122 | Coastal Carolina | Bubble | -12±7.9 | 4 7 | 5.2 | -15.1 |
| 123 | New Mexico State | Bubble | -12.2±7.9 | 4 7 | 5.2 | -15.5 |
| 124 | Colorado State | Rebuild | -12.3±7.9 | 2 5 | 3.8 | -15.6 |
| 125 | UAB | Rebuild | -12.4±7.9 | 3 6 | 4.3 | -15.8 |
| 126 | Middle Tennessee | Bubble | -12.5±7.9 | 4 7 | 5.3 | -16 |
| 127 | Oregon State | Rebuild | -12.5±7.9 | 2 5 | 3.7 | -15.9 |
| 128 | Northern Illinois | Bubble | -13±7.9 | 4 7 | 5.1 | -16.7 |
| 129 | UTEP | Rebuild | -13.5±7.9 | 3 7 | 5 | -17.5 |
| 130 | Kent State | Rebuild | -14.6±7.9 | 3 6 | 4.6 | -19.3 |
| 131 | UL Monroe | Rebuild | -16±7.9 | 3 6 | 4.3 | -21.6 |
| 132 | Ball State | Rebuild | -16.9±7.9 | 3 6 | 4.4 | -23 |
| 133 | Georgia State | Rebuild | -17.8±7.9 | 2 5 | 3.8 | -24.5 |
| 134 | Charlotte | Rebuild | -19.2±7.9 | 1 4 | 2.8 | -26.7 |
| 135 | Sam Houston | Rebuild | -19.9±7.9 | 2 5 | 3.4 | -27.8 |
| 136 | Massachusetts | Rebuild | -25.3±7.9 | 2 5 | 3.4 | -36.6 |
Method: next-season rating is last year's SP+ regressed toward the mean (carryover 62%, learned from 2019+), plus returning production and recruited talent when published. Win totals are a Poisson-binomial over the real 2026 schedule with game randomness and rating uncertainty both folded in — so the range is the believable band of outcomes, not a guarantee. Backtest is strictly walk-forward (fit on prior seasons only). This is a season-level outlook, not a per-game spread. Source: CollegeFootballData (SP+, returning production, talent, schedule).